Toronto Mortgage Professionals

All About Mortgages

Choosing a mortgage is probably one of the most significant financial decisions you will ever have to make.

Even seemingly small differences in interest rates or the terms and conditions of how you have to go about repaying the mortgage can have huge implications for how much in total you will have to pay over the years to cancel your debt.

With thousands of dollars at stake like this it is imperative that you understand all the small print of every clause that is written into your mortgage agreement…

…Which is why it is in your financial interests to work with a professional mortgage brokering company such as RMA Mortgages of Toronto & GTA.

At RMA Mortgages we follow with keen interest all the daily fluctuations in base interest rates and keep tabs on all the financing packages offered by banks, credit unions, trust funds, private investors and other financiers on the current mortgage market.

We like to get to the bottom line to find out what the various terms and conditions mean in terms of monthly payments and total mortgage costs.

Our expert mortgage agents always work with you and your specific situation in mind so that we can find the best possible mortgage to fit with your personal circumstances from our portfolio of different mortgage packages offered by more than 40 mortgage lenders.

We are often able to get discounted mortgages with better rates and conditions than offers you may see on the internet or elsewhere simply because of the sheer volume of home purchase loans we have arranged for our Toronto & GTA clients.

We are experienced in undertaking the extensive research that will provide you with all the information you need to be able to make the decision to accept any one particular mortgage package.

At RMA Mortgages our brokers will sit down with you and patiently discuss the various options that are available to best resolve your financial lending needs.

We can calculate with you the different advantages and disadvantages behind the various terms and conditions and show you why sometimes the mortgage with the lowest interest rate is not necessarily the best option.

In particular, RMA Mortgage brokers are experts in arranging for:

  • Traditional mortgages
  • Second mortgages
  • Secure lines of credit
  • Debt consolidation refinancing
  • Mortgage renewal
  • Pre-approval for mortgages
  • 120 day holds on mortgage rates
  • Secure loan programs
  • Refinancing
  • No income verification mortgages
  • Self-employed mortgages
  • Lump sum loans
  • Bad credit mortgages
  • Bankruptcy mortgages
  • Sub-prime mortgages
  • Other types of home purchase mechanisms for buyer in Toronto & GTA.

We will also assist in all the bureaucratic form-filling and other paperwork that is an intrinsic part of every mortgage loan process.

In fact, we will assist throughout the entire mortgage application, pre-approval and closing process so that you have a professional mortgage expert working on your side and answering all your questions at all times.

If you are interested in finding out more about how working with a professional mortgage brokering company such as RMA Mortgages of Toronto & GTA can be in your best interests please:

RMA Mortgage agents and brokers are available for no-obligation consultations every week-day from 9am-7pm or on Saturdays from 10am-4pm.

We will also be happy to meet you outside normal business hours at any hour that is convenient for you – just let us know when and where and we’ll be there!

RMA Mortgages: our agents assist Toronto & GTA home buyers in calculating your mortgage payments, researching low interest home purchase financing with good terms and conditions, and understanding the fine print in mortgage contracts.

Call us today for a no-obligation mortgage consultation.

 

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Thank you so much Armand, you really made our first time buying process easy and enjoyable. We will certainly be referring you to all our friends and family who'll be...

Andrea & Steven - Oakville
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