Toronto Mortgage Professionals

90% Refinancing

There are many reasons why you may be looking at refinancing your Vaughan or Toronto mortgage. Perhaps you want to:

  • Reduce your mortgage interest rates and so lower your monthly payments and build your equity faster.

  • Change from an adjustable rate mortgage to one with fixed interest so that your interest rates do not increase over time.

  • Get an adjustable rate mortgage with a lower payment cap, reduced points, smaller incremental interest rate increases or other better terms.

  • Extend your mortgage over a longer time frame so that you have reduced monthly payments and more time to pay it off.

  • Pay off your mortgage more quickly and so reduce the overall amount of interest you have to pay.

  • Consolidate all your various debts into one payment at a lower overall interest rate.

  • Combine both first and second mortgages into one single mortgage.

  • Raise a lump sum cash payment to pay for school fees, medical costs, a car or other reasons.

  • Change your mortgage company.

Or perhaps your credit score has improved and you know you can now negotiate a new mortgage with much better terms…

Whatever your reasons, at RMA Mortgages of Vaughan and Toronto we understand that your home is probably your most valuable asset and that refinancing is not a decision that you make lightly.

This is why we are thorough and painstaking in seeking out the best possible refinancing deal to suit your personal and unique set of circumstances.

Our brokers make a point of closely following the mortgage lending markets and keep up to date with the almost daily changes and new mortgage products that become available.

This puts us in an excellent position to assist you with all aspects of refinancing your home.

We have more than 40 different financiers in our home mortgage portfolio, most of whom we have worked with extensively over the years.

We can help you to decide if taking out a new mortgage truly is your best option or if a secure line of credit, home equity loan or second mortgage might not be more appropriate.

We can negotiate with your current lender to amend the terms of your current mortgage without necessarily paying a penalty or having to pay unnecessary interest payments, appraisal, new home insurance and all the other costs involved in arranging a mortgage.

If you’re looking to raise a lump sum we can assist you in finding a lender willing to loan up to 90% of the equity you have built up in your home (but at the same time make sure that you realize all the financial implications of deciding to do this).

If you’re looking to consolidate debt (particularly credit card debt) we can assist you in assessing which mortgage refinancing package makes the most sense for you over both the short- and long-term.

In fact, at RMA Mortgages of Vaughan and Toronto we make a point of answering all of your questions and filling in the gaps in your knowledge about refinancing mortgages so that you can make the wisest and most considered decision regarding your personal financial circumstances and the reasons you are seeking refinancing in the first place.

To talk to us, without obligation, please just:

Our experienced mortgage brokers are available every week-day from 9am-7pm or on Saturdays from 10am-4pm. We will also meet with you at any other convenient time for you outside normal business hours – just let us know when and where!

RMA Mortgages Brokers: assisting Toronto and Vaughan home owners with refinancing, debt consolidation, liquidating credit card debt, and all other aspects of getting the most out of your home mortgage loans in the GTA.

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